Chief Risk Officer

Responsibilities

• Develop and execute a comprehensive risk management strategy aligned with the company’s objectives and risk appetite;

• Continuously assess and enhance risk management policies, procedures, and frameworks to adapt to changing business environments and emerging threats;

• Conduct regular risk assessments to identify, evaluate, and prioritize risks across the organization;

• Utilize data analytics and risk modeling techniques to analyze trends and patterns, enabling informed decision-making and proactive risk mitigation;

• Ensure compliance with relevant regulations and industry standards, such as PCI DSS, PSD2, AML/KYC, GDPR, and other applicable laws;

• Monitor regulatory developments and assess their impact on the company’s risk profile, implementing necessary changes to maintain compliance;

• Design and implement robust fraud prevention strategies and controls to safeguard against fraudulent activities in payment transactions;

• Leverage advanced fraud detection technologies and analytics to detect and prevent fraudulent behavior, minimizing financial losses and reputational damage;

• Identify and assess operational risks arising from internal processes, systems, and external factors, developing mitigation plans to minimize their impact;

• Establish business continuity and disaster recovery plans to ensure the resilience of critical business operations in the event of disruptions;

• Preparation of proposals for minimizing risks, creating a minimization plan, approving the budget and necessary resources, and monitoring the implementation of such plans;

• Prepare timely and insightful risk reports for senior management, the board of directors, and regulatory authorities, highlighting key risks, trends, and mitigation efforts;

• Foster a culture of risk awareness and transparency by communicating risk-related information effectively across the organization and promoting accountability for risk management;

Qualifications

• Bachelor’s degree in business, finance, risk management, or a related field; advanced degree (e.g., MBA, MSc) preferred;

• Proven experience in a senior risk management role within the financial services industry, with specific expertise in payment processing or fintech;

• In-depth knowledge of payment industry regulations, compliance requirements, and best practices, including but not limited to PCI DSS, PSD2, AML/KYC, GDPR, etc;

• Strong analytical skills and proficiency in risk assessment methodologies, data analysis, and risk modeling techniques;

• Excellent communication and interpersonal skills, with the ability to convey complex risk concepts to non-technical stakeholders and influence decision-making;

• Strategic mindset with the ability to anticipate and mitigate emerging risks while supporting the organization’s growth objectives;

• Relevant professional certifications in risk management (e.g., FRM, CRM), compliance, or related fields preferred.

Additional Requirements

• Proven track record of effectively managing risk in a dynamic, fast-paced environment, with the ability to navigate ambiguity and drive results;

• Strong ethical values and integrity, with a commitment to upholding the highest standards of corporate governance and risk management practices.

We offer

• Competitive compensation fixed in Euro;

• Performance based bonuses;

• Full Remote work environment;

• Flexible working schedule;

• 20 business days of paid vacation;

• 100% salary during illness;

• Paid day-off on your Birthday and other family events;

• A collaborative and innovative team culture.