Open banking

Open PaySaxas accounts to licensed providers.

PaySaxas operates a live PSD2 XS2A interface. With the customer’s consent and Strong Customer Authentication, authorised third-party providers can access account information, initiate EUR payments and confirm the availability of funds.

PSD2 ASPSP

Your PaySaxas account, under your control

PaySaxas is the account-servicing payment service provider (ASPSP). We expose PaySaxas accounts to licensed providers; we do not aggregate accounts held at other banks.

  • Account information and transaction history
  • Single SEPA and SEPA Instant payment initiation
  • Confirmation of funds for a consented account
How access works
Provider · proves its PSD2 authorisationVerified
Customer · approves the exact access scopeSCA
PaySaxas · limits access to that consentControlled
Customer consent
Up to 180 days · visible and revocable at any time
Who can connect

Built for licensed third-party providers

Account information providers

Licensed AISPs can read the PaySaxas accounts, balances and transactions a customer has approved.

Payment initiation providers

Licensed PISPs can initiate single EUR payments over SEPA or SEPA Instant for the customer to authorise.

Funds-confirmation providers

Licensed CBPIIs can receive a yes-or-no confirmation for a specific consented account and amount.

Build against the PaySaxas XS2A API

Read the Berlin Group implementation guide and start in the permanently available sandbox.

Open developer portal →