01 / EUR ACCOUNT

Move euros on one rail.
Choose the speed.

A dedicated EUR account for SEPA and SEPA Instant, designed to keep every payment clear from instruction to completion.

02 / SEPA

Built for the everyday flow.

Send and receive EUR payments across the SEPA zone from an account opened in your company name.

  • AccountDedicated EUR IBAN
  • VisibilityStatus and audit trail
03 / SEPA INSTANT

When timing matters,
switch the speed.

Use SEPA Instant for eligible EUR payments without moving to a different account or changing your operating flow.

  • RailSEPA Instant
  • ControlSame account experience
04 / DESIGNED TO EXPAND

The next rail should not mean
the next operating model.

The payment layer is structured to add more routes as PaySaxas grows, while keeping one clear place to operate.

Talk to us about your payment flow →
EUR account & supported rails
Account currencyRailsIBAN
EUR SEPASEPA Instant Dedicated
How it works

From signup to first payment in days

1

Apply online

Tell us about yourself or your business and submit KYC and/or KYB documents, as applicable — no branch visit.

2

Get verified

Our compliance team reviews and verifies, typically within 3–7 days.

3

Start paying

Fund your account and send your first SEPA payment.

Regulated payments

Electronic money, safeguarded

PaySaxas Oy is an Electronic Money Institution authorised and supervised by the Finnish Financial Supervisory Authority. Client funds are held in segregated safeguarding accounts and are not bank deposits. View the FIN-FSA register entry.

Why choose PaySaxas over a bank? Every fee PaySaxas charges is set out in your tariff before your account goes live. See the full fee schedule.

One account for every payment rail

Open a PaySaxas business account and move money the way your business actually works.