Security & trust
How PaySaxas protects your money and data through regulation, safeguarding, authentication and data protection.
Safeguarding is not a decorative promise. It is a regulated operating model supported by segregated accounts, strong authentication and continuous monitoring.
Regulated & licensed
PaySaxas Oy is an Electronic Money Institution authorised by the Finnish FIN-FSA (reg. 33874548). PaySaxas Financial Solutions Corp. is a registered MSB (M23680092) and PSP (RPS0002084) in Canada.
Funds safeguarded
Client money is held in segregated safeguarding accounts at partner banks, ring-fenced from PaySaxas' own funds. Safeguarded funds are not deposits and are not covered by a deposit guarantee scheme.
Strong Customer Authentication
Every sign-in and sensitive action is verified with PSD2 Strong Customer Authentication, including a one-time code to your default device.
Data protection
We process personal data under the GDPR, PIPEDA and Finnish/UK law. Data is encrypted in transit and at rest, with least-privilege access and continuous monitoring. See our Privacy Policy.
AML & sanctions
KYC/KYB at onboarding plus ongoing monitoring, sanctions and PEP screening. See our AML / KYC statement.
Responsible disclosure
Found a security issue? Email security@paysaxas.com. We investigate every good-faith report and won't pursue researchers acting in good faith.